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Buying Luxury Real Estate in Baja California Sur — A Guide for North American Buyers

Buying property in Mexico is one of the best decisions many of my clients have ever made. It is also one of the most misunderstood processes for North Americans approaching it for the first time. My job is to make sure you understand exactly what you're getting into — before you make any decisions.

Here is what you need to know.

Can Foreigners Buy Property in Mexico?

Yes — completely legally, and with strong title protection available. Foreigners can own property in Mexico through a Fideicomiso (bank trust) in the restricted zone, which covers all coastal and border areas including La Paz, La Ventana, Todos Santos, and Los Cabos. Outside the restricted zone, foreigners can own property directly in their name.

The Fideicomiso is a 50-year renewable trust held by a Mexican bank, with you as the beneficiary. You have full rights to use, rent, sell, and pass on the property. It is not a lease. It is not temporary. It is full ownership through a legal trust structure that has been used successfully by foreign buyers in Mexico for decades.

Why Baja California Sur — And Why Now

Baja California Sur is one of the last coastal markets in North America where waterfront property at $500,000 to $2,000,000 still represents genuine value. La Paz, La Ventana, Todos Santos, and the East Cape offer lifestyle and natural beauty that rival anything in the Caribbean or Pacific — at a fraction of the cost.

The buyers moving here now are not speculators. They are people in their 40s, 50s, and 60s who have spent their careers building something and are now making a deliberate choice about how they want to live the next chapter. Many of them are Canadian or American. Many of them are active — wing foiling, paddleboarding, diving, hiking. All of them want something real.

The Buying Process — Step by Step

Step 1: Define your goals. Primary residence, vacation home, or investment property? Each has different implications for the property type, location, and legal structure that makes the most sense.

Step 2: Search the market. Through SearchBajaHomes.com you have access to every MLS-listed property across Baja California Sur, updated in real time. No registration required to browse.

Step 3: Visit and shortlist. I organize in-person showings across all markets I cover — La Paz, La Ventana, Todos Santos, East Cape, Cabo San Lucas, and San José del Cabo. I do not show you properties that do not match your criteria.

Step 4: Make an offer. I prepare the purchase contract, negotiate on your behalf, and ensure all modifications protect your interests. This is where having a dual-licensed realtor matters — I understand both Mexican real estate law and the standards North American buyers expect.

Step 5: Due diligence. Title search, property survey, legal review. I work with trusted local notarios and lawyers. You should never buy property in Mexico without a proper title search.

Step 6: Close. Closing in Mexico takes place before a Notario Público — not the same as a Canadian or American notary. The Notario is a government-appointed legal officer who handles the official transfer. Closing typically takes 30 to 60 days from accepted offer.

What Does It Cost to Close?

Closing costs in Mexico for buyers typically run 3% to 5% of the purchase price and include acquisition tax, notary fees, trust establishment fees (Fideicomiso), and registration costs. I provide a detailed closing cost estimate before you make any offer so there are no surprises.

Why Work With a Dual-Licensed Realtor

Many real estate agents operating in Mexico hold no formal license. In Baja California Sur, the Licencia Inmobiliaria is issued by the state and requires ongoing renewal — very few foreign agents hold one. I am fully licensed in both Canada and Mexico, which means I operate to the professional and ethical standards of both systems.

I also live here. I have been a full-time La Paz resident for four years. I am not flying in for showings and flying home. When you have a question at 7pm on a Wednesday, I am 15 minutes from the property.

Ready to Start?

 

[Contact Richard] to discuss what you are looking for. Whether you are six months away from a decision or ready to visit next week, I am happy to answer questions, share current listings, and help you understand this market from the inside.

$769,000
3 Beds 4 Baths 26-3545 MLS
Set on a large hilltop lot along a quiet road in a peaceful neighborhood, this extensively renovated home offersincredible views from both floors, a huge swimming pool, and exceptional outdoor living spaces designed for thosewho value privacy, comfort, and the Baja lifestyle.Located in the desirable community of El Centenario, just 12 minutes from La Paz, this remarkable property wasrenovated extensively in 2022, and features three bedrooms and four full bathrooms, with thoughtful upgradesthroughout. Mirrored/tinted windows help keep the home cool while enhancing privacy, and beautiful stained-glassaccents add character and charm. Neutral grey and white tones create a bright, timeless aesthetic that complementsthe surrounding scenery. At the heart of the home is a spacious open-concept kitchen and great room designed for both everyday living andentertaining. Gorgeous granite countertops, abundant cabinetry and drawers, a built-in pantry, electric oven, side barwith sink and wine fridge, and an expansive seating area create a welcoming gathering space. The adjoining airconditionedscullery offers exceptional functionality and additional workspace. Floor-to-ceiling glass showcasesstunning views of the bay and pool area, bringing the outdoors inside.A separate dining room with functional fireplace provides additional flexibility and can easily serve as a secondliving area. The main-floor suite features a spacious bedroom with built-in closets and a generous ensuite completewith a jacuzzi tub/shower, dual sinks, and private toilet. Also on the main floor is a versatile room that can functionas either a bedroom or TV room, highlighted by elegant arched windows, patio access, and a striking granite featurewall.Occupying the entire upper level, the massive primary suite is a true retreat. Enter through French doors into abright, vaulted space where incredible views are the focal point. Three separate access points lead to a huge coveredpatio overlooking the bay, mountains, desert, and pool. An adjoining laundry and utility room doubles as an officespace and includes a convenient mini-kitchen with sink, refrigerator, oven, and microwave. A large walk-throughcloset leads to the luxurious new six-piece ensuite featuring a soaker tub positioned to capture the views, a spaciousmulti-head shower vestibule, and elegant modern finishes throughout.Outside, the fully walled property has been transformed into a mature garden oasis. Real grass, a diverse collectionof trees, and multiple lounging areas create an atmosphere of tranquility and privacy. A gazebo and outdoor BBQarea with sink provide ideal spaces for entertaining. The centerpiece of the grounds is the enormous 185,000-litreswimming pool accompanied by a party-sized jacuzzi, creating a resort-style setting that can be enjoyed year-round.Additional Features:" Reverse osmosis water system with UV filtration providing potable water throughout the entire home" 50,000 litres of water storage" Dedicated water management room" Automated irrigation system" Two-car covered parking" Enclosed storage room" Wheelchair accessibility throughout the first floor and garden/pool areas" Automated entry gates" Pool pump room with adjacent 3-piece poolside bathroom" Jacuzzi heated by gas or solar" Solar water heating available in additional locations" Seven air-conditioning units throughout the home" Located in the sought-after community of El Centenario, only 12 minutes from La Paz

Casa Oasis, La Paz

$550,000
2 Beds 2 Baths 26-3432 MLS
Enjoy peace, privacy, and incredible Sea of Cortez views in off-grid home with 116 m² (1,249 sq ft) of construction on a 1,500 m² (16,146 sq ft) lot.The home offers panoramic ocean views from both bedrooms, the living room, and the kitchen. Located above the shoreline, you'll enjoy a quiet setting surrounded by nature, with the whale shark habitat just beyond your backyard and frequent sightings all kinds of birds.Designed for independent, sustainable living, the property includes solar panels, a 10,000-liter cistern, and a biodigester.Sold fully furnished and equipped, this home is completely move-in ready.Perfect as a full-time residence, retirement home, vacation getaway, or writing and remote-work retreat for anyone looking to escape traffic, noise and city life. Disfruta de tranquilidad, privacidad e increíbles vistas al Mar de Cortés desde esta casa nueva off-grid, con 116 m² de construcción sobre un amplio terreno de 1,500 m².La casa ofrece vistas al mar desde las dos recámaras, la sala y la cocina. Ubicada sobre una elevación frente al mar, está rodeada de naturaleza, con el hábitat del tiburón ballena detrás de la propiedad y avistamientos frecuentes de águilas, pelícanos y gaviotas.La propiedad está equipada con paneles solares, cisterna de 10,000 litros y biodigestor, ofreciendo un estilo de vida sustentable e independiente.Se vende completamente amueblada y equipada, lista para habitar.Ideal como residencia permanente, casa de descanso, retiro, o para quienes buscan un espacio tranquilo para escribir, trabajar de forma remota o simplemente disfrutar de una vida sin tráfico ni ruido.

Casa panorama, La Paz

$659,000
3 Beds 3 Baths 26-3409 MLS
Casa Mogote located on Lot 7009, one of the best lots in Villas del Centenario, positioned at the top of the community with incredible panoramic views of the Sea of Cortez. This 3BR/2.5BA home offers 209.60 m² (2,256.60 sq ft) of interior living space and a total covered area of 253 m² (2,723.27 sq ft). The home also includes 39.85 m² (429.02 sq ft) of pergolas and 71.90 m² (773.96 sq ft) of uncovered exterior areas including terraces and planters. Features include 10' ceilings, open living/kitchen/dining area, custom hardwood cabinetry, granite countertops, stainless steel appliances, spacious pantry, laundry room, mini-split A/C units, and ceiling fans throughout. The primary bedroom includes dual vanities, a marble-tiled shower, and walk-in closets. A rooftop terrace is complemented by a steel-beam pergola designed for outdoor enjoyment.Quality finishes include ceramic tile flooring throughout, smooth gypsum-finished walls and ceilings and natural stone exterior accents.The listed price includes the lot and base home only. Optional upgrades are available at an additional cost, including a 10 ft x 15 ft pool, 10 ft x 20 ft pool, pool and spa package, 1-car or 2-car garages, and a garage with casita option.Photos may include upgrades or previously completed homes.Villas del Centenario is a private master-planned community with gated access, paved roads, underground utilities (CFE electricity, municipal water and Telmex fiber optic internet) and shared amenities including a clubhouse/gym, BBQ area and pickleball courts. Neighborhood fees are currently MXN $30,961 annuallyPrice: $659,000 USD. The price in Mexican Pesos will be calculated at closing based on the official exchange rate published by the Diario Oficial de la Federación.

Casa Mogote 7009, La Paz

$559,000
3 Beds 2 Baths 26-3408 MLS
Casa Tecolote located on Lot 7019, one of the premier homesites in Villas del Centenario, positioned at the top of the community with breathtaking panoramic views of the Sea of Cortez. This thoughtfully designed 3BR/2BA residence offers 187.71 m² (2,020.49 sq ft) of interior living space, plus a 35.33 m² (380.29 sq ft) covered terrace, 33.54 m² (361.02 sq ft) of pergolas and 59.71 m² (642.72 sq ft) of uncovered outdoor living areas including terraces and planters. The open-concept design features 10-foot ceilings, abundant natural light and seamless flow between the living, dining and kitchen areas. The kitchen includes stained alder wood cabinetry, granite countertops, stainless steel appliances, and a spacious pantry. Additional features include a laundry room, mini-split A/C units and ceiling fans throughout.The primary suite offers walk-in closets, dual vanities and a marble-tiled shower in the bathroom. Quality finishes include ceramic tile flooring throughout, smooth gypsum-finished walls and ceilings, natural stone exterior accents and a steel-beam pergola designed for outdoor enjoyment.The listed price includes the lot and base home only. Optional upgrades are available at an additional cost, including a 10 ft x 15 ft pool, 10 ft x 20 ft pool, 10 ft x 21 ft pool and spa package, 1-car or 2-car garages, and a garage with casita option.Villas del Centenario is a private master-planned community with gated access, paved roads, underground utilities (CFE electricity, municipal water and Telmex fiber optic internet), and shared amenities including a clubhouse/gym, BBQ area, and pickleball courts. Neighborhood fees are currently MXN $30,961 annually.Price: $559,000 USD. The price in Mexican Pesos will be calculated at closing based on the official exchange rate published by the Diario Oficial de la Federación.

Casa Tecolote 7019, La Paz

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*All MXN prices are approximate based on daily exchange published by BANXICO. / Todos los precios en MXN son aproximados en base al tipo de cambio diario publicado por BANXICO.

NOM 247: The prices contained in this website are in DOLLARS (US Currency) and in accordance with article 8 of the monetary law, the final price for recordation purposes will be converted into PESOS resulting from the official exchange rate on the date payment is due. In accordance with NOM 247, prices shown in DOLLARS can be converted into PESOS by accessing the following link and performing the corresponding arithmetic multiplication per the current exchange rate.

https://www.banxico.org.mx/tipcamb/main.do?page=tip&idioma=en

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NOM 247: Los precios contenidos en este sitio web están en DÓLARES (moneda de los EUA) y de conformidad con el artículo 8 de la ley monetaria en vigor, el precio oficial a registrar en la escritura será el de PESOS que resulte del tipo de cambio oficial en la fecha que el pago sea obligatorio. De conformidad con la NOM 247, los precios en DÓLARES se pueden consultar en PESOS mediante la multiplicación aritmética del precio mostrado en DÓLARES por el tipo de cambio en vigor para solventar operaciones en dólares moneda de Los EUA.

https://www.banxico.org.mx/tipcamb/main.do?page=tip&idioma=sp